课程信息
4.6
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In Debt, we take on one of the most challenging financial questions that remains unresolved: How much to borrow? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. We identify conditions for selecting the optimal amount of debt for a corporation looking to maximize its value. You’ll become fluent in related concepts like norms and benchmarks. You will explore these and other factors that influence debt for individuals and for public sector organizations -including governments, who are the largest consumers of debt. Like pollution, debt creates systemic risks even for the people and organizations that don’t create it. This course discusses the imperative of limiting and reducing debt and the costs to all of us if we don’t. We build on case based learning giving you opportunities to interpret, uncover and acquire financial information that is often hidden or missing. We also summarize important threads from previous courses to give you a deep and cohesive understanding of when debt works for you and when it becomes your worst enemy....
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100% 在线课程

立即开始,按照自己的计划学习。
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可灵活调整截止日期

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Approx. 5 hours to complete

建议:4 weeks of study, 1-2 hours/week...
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English

字幕:English...
Stacks
Globe

100% 在线课程

立即开始,按照自己的计划学习。
Calendar

可灵活调整截止日期

根据您的日程表重置截止日期。
Clock

Approx. 5 hours to complete

建议:4 weeks of study, 1-2 hours/week...
Comment Dots

English

字幕:English...

教学大纲 - 您将从这门课程中学到什么

Week
1
Clock
完成时间为 2 小时

Welcome & Personal Debt

Welcome! This first week will introduce you to a critical question for our time: how much debt is too much debt? We start by demonstrating why using debt has always been and continues to be a great temptation, particularly when borrowing costs are historically low. Then we’ll delve into Personal Debt and how building your financial literacy as well as tapping into your own motivations can help you manage your debt level, instead of it managing you. You will make connections between Debt and concepts in the prior three courses of this Specialization, and start examining what area of debt from your experiences that you would like to address as part of this course’s final assignment....
Reading
5 个视频(共 50 分钟), 5 个阅读材料, 4 个测验
Video5 个视频
Course Introduction Part II: When Giving In to Temptation Becomes the Norm9分钟
Personal Debt Part I: Debt & Financial Literacy17分钟
Personal Debt Part II: Reading the Signs of 2007 and Today6分钟
Personal Debt Part III: Common Types & Taking Stock8分钟
Reading5 个阅读材料
F4E Specialization Snapshot10分钟
Course Outline10分钟
Where are Our Learners From?10分钟
Keeping a Learning Portfolio10分钟
Introduction to Final Assignment: Choose Your Own Debt Case Study10分钟
Quiz4 个练习
Learner Introduction Survey14分钟
Practice Quiz: Personal Debt6分钟
Personal Debt12分钟
Making a Difference 12分钟
Week
2
Clock
完成时间为 2 小时

Corporate Debt

This week we will look at Corporate Debt and how this type of debt has significant advantages over equity under certain conditions. Taking a critical yet realistic lense, we’ll explore how debt favours and benefit firms who use it as financial leverage aimed at increasing a firm’s value, while impressing an understanding of why this is an advantage only during times of growth. We’ll also tap into each other’s thoughts on how this type of debt could influence our own investing decisions ...
Reading
2 个视频(共 51 分钟), 2 个阅读材料, 4 个测验
Video2 个视频
Firm Debt Part 2: Theorizing How Much to Borrow24分钟
Reading2 个阅读材料
LearnSmart - what it is and how to use it10分钟
LearnSmart Chapter 16: Financial Leverage and Capital Structure Policy10分钟
Quiz4 个练习
Practice Quiz: Firm Debt Part 16分钟
Practice Quiz: Firm Debt Part 26分钟
Firm Debt12分钟
Making a Difference in Week 22分钟
Week
3
Clock
完成时间为 3 小时

Government Debt

This week we’ll move beyond the personal and corporate to the bigger picture of Government Debt. We’ll collectively understand why a measure of debt is often a requirement to grow national wealth. But, we’ll also discuss how this ‘measure’ of debt has become a ‘monolith’ of debt in many instances around the globe. The key aspect that we’ll work together to uncover is how this impacts you and the people and places surrounding you, and consider how we might plan and react to finding ourselves at an economic turning point in our history. This week will also be the launch of our peer review activity around your debt case study....
Reading
2 个视频(共 23 分钟), 4 个测验
Video2 个视频
Sovereign Debt Part II: The Big Picture10分钟
Quiz3 个练习
Practice Quiz: Sovereign Debt Parts I & II6分钟
Sovereign Debt12分钟
Making a Difference 32分钟
Week
4
Clock
完成时间为 1 小时

Debt Synthesis

Week 4 is the time to synthesize all that we have learned about debt - from our personal experiences, the state of corporations as well as the current level of government debt, and scrutinize and address it in a way that will increase your debt literacy. You will also reexamine your debt case study and share your biggest takeaways from the course, and look ahead to F4E: Capstone!...
Reading
1 个视频(共 16 分钟), 1 个测验
Video1 个视频
Quiz1 个练习
End of Course Feedback24分钟

讲师

Arshad Ahmad

Professor
DeGroote School of Business

关于 McMaster University

Founded in 1887, McMaster University is committed to creativity, innovation, and excellence by inspiring critical thinking, personal growth, and a passion for learning. Ranked amongst the Top 100 universities in the world, McMaster pioneered a learner-centred, problem-based, interdisciplinary approach to learning that is now known worldwide as the “McMaster Model”. ...

关于 Finance for Everyone 专项课程

Watch this intro video to learn more about the Specialization curriculum and Capstone Project! The Finance for Everyone Specialization will help you learn the language of finance and understand how the flow of money relates to the most important key social issues influencing our lives and communities. You’ll examine the connections between global and local finance; the flow of assets through businesses, governments, and other institutions; and the commodity, bond, and equity market dynamics that create and destroy financial value. When you complete the Specialization, you’ll be able to better understand both global financial news and your own personal financial decisions....
Finance for Everyone

常见问题

  • Once you enroll for a Certificate, you’ll have access to all videos, quizzes, and programming assignments (if applicable). Peer review assignments can only be submitted and reviewed once your session has begun. If you choose to explore the course without purchasing, you may not be able to access certain assignments.

  • When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.

  • By the end of this course, you should be able to:

    1. Explain ways in which debt can be useful or detrimental to the individual, the company, and the country.

    2. Relate important financial concepts and issues to experiences in your daily life or the real world.

    3. Perform financial calculations with accuracy.

    4. Build confidence in your ability to manage debt.

    5. Engage in research in order to increase your knowledge of particular financial issues/scenarios.

    6. Engage with news, issues, and communities that matters to you, inclusive of concepts of finance and debt.

    7. Assess finance issues (ex. the debt position of a given entity) with confidence.

    8. Analyze how financial concepts are applied by organizations.

  • The course is structured to be 4 weeks in length.

  • This course will be offered every month.

  • No previous knowledge is required. It is recommended that learners have basic mathematics knowledge.

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