课程信息

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Financial Planning for Young Adults (FPYA), developed in partnership with the CFP Board, is designed to provide an introduction to basic financial planning concepts for young adults. The FPYA course is organized across eight separate modules within a 4-week window. Topics covered include financial goal setting, saving and investing, budgeting, financial risk, borrowing and credit. Because financial planning is such a personal topic, you will be encouraged to define your own financial goals and objectives while we discuss concepts and provide tools which can be applied in helping you reach those goals.
Within each module, you will view a combination of traditional lecture style videos along with video vignettes that introduce financial topics for discussion among participants. The video vignettes provide a unique and exciting component to this course. Each vignette introduces a real-world scenario where financial decisions must be made and financial planning concepts can be applied. You will be challenged to think critically about each scenario and decide how you might come to a resolution if ever faced with a similar situation.

Finally, the course also includes material throughout which is focused on career opportunities in financial planning, including video interviews with actual CFP® professionals and other professionals working in this exciting and growing career area. The final module in the class is devoted to the topic of financial planning as a career.

学生职业成果

50%

完成这些课程后已开始新的职业生涯

50%

通过此课程获得实实在在的工作福利

可分享的证书

完成后获得证书

100% 在线

立即开始，按照自己的计划学习。

可灵活调整截止日期

根据您的日程表重置截止日期。

初级

完成时间大约为18 小时

英语（English）

字幕：英语（English）

您将获得的技能

Risk ManagementBudgetSavingInvestment

学生职业成果

50%

完成这些课程后已开始新的职业生涯

50%

通过此课程获得实实在在的工作福利

可分享的证书

完成后获得证书

100% 在线

立即开始，按照自己的计划学习。

可灵活调整截止日期

根据您的日程表重置截止日期。

初级

完成时间大约为18 小时

英语（English）

字幕：英语（English）

教学大纲 - 您将从这门课程中学到什么

内容评分95%（2,880 个评分）

周

1

周 1

完成时间为 2 小时

Orientation

完成时间为 2 小时

2 个视频（总计 4 分钟）, 5 个阅读材料, 2 个测验

2 个视频

Instructor Welcome2分钟

Course Overview1分钟

5 个阅读材料

Course Syllabus10分钟

About the Discussion Forums10分钟

Social Media10分钟

Updating Your Profile10分钟

About the Financial Literacy Quiz Pretest10分钟

2 个练习

Orientation Quiz10分钟

Financial Literacy Pretest12分钟

完成时间为 2 小时

Module 1: Setting Financial Goals and Assessing Your Situation

In this module, you'll explore the "personal" in personal finance, use financial tools to assess where you are currently with your finances, and begin setting goals for where you'd like to be in the future.

完成时间为 2 小时

7 个视频（总计 41 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Street Interview: If Money Were No Object...2分钟

Lecture: Dream Big5分钟

Vignette: Belize for Spring Break?2分钟

Lecture: What Influences Our Financial Decisions?11分钟

Vignette: Education, Retirement, or Fun?3分钟

Lecture: Where Are You Now?9分钟

Lecture: Turning Dreams into Goals7分钟

2 个阅读材料

Module 1 Overview10分钟

Reading: Exploring Money Personalities Further10分钟

1 个练习

Module 1: Financial Goals & Assessing Your Situation Quiz14分钟

周

2

周 2

完成时间为 2 小时

Module 2: Budgeting and Cash Flow Management

In this module, we will discuss the importance of budgeting in the financial planning and management process, and resources available for cash flow management. Learners will be exposed to the basic process of budgeting, a panel discussion with practicing investment advisors, and a comparative discussion of the more common tools and methods for managing cash flows.

完成时间为 2 小时

8 个视频（总计 60 分钟）, 1 个阅读材料, 2 个测验

8 个视频

Street Interview: Do You Keep Track of Your Monthly Expenses?2分钟

Lecture: Budgeting Overview14分钟

Street Interview: How Can You Avoid Overspending?2分钟

Interview: Investment Advisor Interview7分钟

Vignette: Creating a Budget2分钟

Lecture: Financial Services14分钟

Lecture: Alternatives to Cash14分钟

Street Interview: What Are the Pros and Cons of Using a Credit Card?2分钟

1 个阅读材料

Module 2 Overview10分钟

1 个练习

Module 2: Budgeting and Cash Flow Management Quiz20分钟

完成时间为 2 小时

Module 3: Saving Strategies

In this module you'll have the opportunity to explore best practices for building a saving habit and discuss barriers to saving. Mental accounting will be introduced and considered in terms of how it can affect saving behavior.

完成时间为 2 小时

7 个视频（总计 40 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Street Interview: Do You Set Aside Money for Emergencies?1分钟

Lecture: Why Save Money?8分钟

Lecture: How to Start Saving Money10分钟

Vignette: Set a Savings Goal2分钟

Lecture: Build a Savings Habit5分钟

Street Interview: What Are Some Barriers to Saving Money?1分钟

Lecture: Barriers to Saving8分钟

2 个阅读材料

Module 3 Overview10分钟

Reading: America Saves15分钟

1 个练习

Module 3: Saving Strategies30分钟

完成时间为 1 小时

Module 4: The Time Value of Money

Understanding why the time value of money is a very important concept -- so important it has its own module!

完成时间为 1 小时

1 个视频（总计 14 分钟）, 1 个阅读材料, 1 个测验

1 个视频

Lecture: Time Value of Money14分钟

1 个阅读材料

Module 4 Overview10分钟

1 个练习

Module 4: Time Value of Money20分钟

周

3

周 3

完成时间为 2 小时

Module 5: Borrowing and Credit

The ability to use debt and credit to finance purchases has its advantages and disadvantages. Understanding topics related to loan repayment and how your borrowing and credit use behavior may impact your credit report is critical for being able to have access to debt and credit use in the future.

完成时间为 2 小时

11 个视频（总计 59 分钟）, 1 个阅读材料, 1 个测验

11 个视频

Lecture: Loans and Consumer Credit5分钟

Lecture: Borrowing and Credit: Pros and Cons8分钟

Lecture: Loan Amortization Part One5分钟

Lecture: Loan Amortization Part Two6分钟

Lecture: Loan Amortization Part Three5分钟

Vignette: What Is a Credit Report?2分钟

Lecture: Credit Reports10分钟

Lecture: Credit Scores9分钟

Loan Denial Testimonial: Bad Credit History1分钟

Loan Denial Testimonial: No Credit History1分钟

Loan Denial Testimonial: Identity Theft1分钟

1 个阅读材料

Module 5 Overview10分钟

1 个练习

Module 5: Borrowing and Credit20分钟

完成时间为 2 小时

Module 6: Investing

In this module you'll be introduced to investment terms and key investment strategies. This foundation will allow you to better understand investment choices and information that you'll encounter throughout your life.

完成时间为 2 小时

7 个视频（总计 48 分钟）, 2 个阅读材料, 1 个测验

7 个视频

Street Interview: How Would You Invest $100,000?1分钟

Lecture: Introduction to Investing Terms13分钟

Lecture: Understanding Investment Risk6分钟

Street Interview: What Does It Mean to Diversify Investments?1分钟

Lecture: Diversify Your Investments9分钟

Vignette: When to Start Saving for Retirement?2分钟

Lecture: Investing Tips for Young Adults13分钟

2 个阅读材料

Module 6 Overview10分钟

Building on Your Knowledge10分钟

1 个练习

Module 6 Investing34分钟

周

4

周 4

完成时间为 3 小时

Module 7: Risk Management

This module covers risk related topics related to insurance, and introduces learners to the concept of personal risk tolerance and how it might impact individualized risk management strategies.

完成时间为 3 小时

7 个视频（总计 68 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Lecture: Risk Management Overview11分钟

Street Interview: Why Do You Buy Insurance?1分钟

Lecture: Insurance Basics21分钟

Street Interview: What Determines the Cost of Insurance?1分钟

Lecture: Life Insurance13分钟

Vignette: Are You Ready for Life Insurance?4分钟

Lecture: Insurance Risk Panel Discussion15分钟

2 个阅读材料

Module 7 Overview10分钟

Financial Literacy Quiz5分钟

2 个练习

Post-Test Financial Literacy12分钟

Risk Management Quiz20分钟

完成时间为 2 小时

Module 8: Financial Planning as a Career

The module provides an overview of the career opportunities in financial planning. You will get to see what it is like to engage and assist people (clients) from a variety of walks-of life. This module is optional in terms of completion of the course certificate. There is no required assignment in this module.

完成时间为 2 小时

8 个视频（总计 57 分钟）, 2 个阅读材料, 1 个测验

8 个视频

Street Interview: What Does a Financial Planner Do?1分钟

Lecture: Financial Planning as a Career Part One8分钟

Mock-Up Video: Middle-Age Couple Meeting with a Financial Planner3分钟

Mock-Up Video: Young Client Meeting with a Financial Planner3分钟

Lecture: Financial Planning as a Career Part Two20分钟

Interview: Interview with a Financial Planner Video One8分钟

Interview: Interview with a Financial Planner Video Two7分钟

I Am A CFP® Pro: Campaign Spokepeople2分钟

2 个阅读材料

Module 8 Overview10分钟

CFPPro.org10分钟

1 个练习

Financial Planning as a Career Quiz10分钟

常见问题

When will I have access to the lectures and assignments?
Access to lectures and assignments depends on your type of enrollment. If you take a course in audit mode, you will be able to see most course materials for free. To access graded assignments and to earn a Certificate, you will need to purchase the Certificate experience, during or after your audit. If you don't see the audit option:

The course may not offer an audit option. You can try a Free Trial instead, or apply for Financial Aid.

The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
What will I get if I purchase the Certificate?

When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.
What is the refund policy?

You will be eligible for a full refund until two weeks after your payment date, or (for courses that have just launched) until two weeks after the first session of the course begins, whichever is later. You cannot receive a refund once you’ve earned a Course Certificate, even if you complete the course within the two-week refund period. See our full refund policy.
Is financial aid available?

Yes, Coursera provides financial aid to learners who cannot afford the fee. Apply for it by clicking on the Financial Aid link beneath the "Enroll" button on the left. You’ll be prompted to complete an application and will be notified if you are approved. Learn more.

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