青少年金融规划

伊利诺伊大学香槟分校

课程信息

192,729 次近期查看

Financial Planning for Young Adults (FPYA), developed in partnership with the CFP Board, is designed to provide an introduction to basic financial planning concepts for young adults. The FPYA course is organized across eight separate modules within a 4-week window. Topics covered include financial goal setting, saving and investing, budgeting, financial risk, borrowing and credit. Because financial planning is such a personal topic, you will be encouraged to define your own financial goals and objectives while we discuss concepts and provide tools which can be applied in helping you reach those goals.
Within each module, you will view a combination of traditional lecture style videos along with video vignettes that introduce financial topics for discussion among participants. The video vignettes provide a unique and exciting component to this course. Each vignette introduces a real-world scenario where financial decisions must be made and financial planning concepts can be applied. You will be challenged to think critically about each scenario and decide how you might come to a resolution if ever faced with a similar situation.

Finally, the course also includes material throughout which is focused on career opportunities in financial planning, including video interviews with actual CFP® professionals and other professionals working in this exciting and growing career area. The final module in the class is devoted to the topic of financial planning as a career.

学生职业成果

25%

完成这些课程后已开始新的职业生涯

25%

通过此课程获得实实在在的工作福利

可分享的证书

完成后获得证书

100% 在线

立即开始，按照自己的计划学习。

可灵活调整截止日期

根据您的日程表重置截止日期。

初级

完成时间大约为20 小时

英语（English）

字幕：阿拉伯语（Arabic）, 法语（French）, （欧洲人讲的）葡萄牙语, 中文（简体）, 意大利语, 越南语, 韩语, 德语（German）, 俄语（Russian）, 土耳其语（Turkish）, 英语（English）, 西班牙语（Spanish）

您将获得的技能

Risk ManagementBudgetSavingInvestment

学生职业成果

25%

完成这些课程后已开始新的职业生涯

25%

通过此课程获得实实在在的工作福利

可分享的证书

完成后获得证书

100% 在线

立即开始，按照自己的计划学习。

可灵活调整截止日期

根据您的日程表重置截止日期。

初级

完成时间大约为20 小时

英语（English）

讲师

授课教师评分

4.6/5 （88 个评分）

提供方

伊利诺伊大学香槟分校

The University of Illinois at Urbana-Champaign is a world leader in research, teaching and public engagement, distinguished by the breadth of its programs, broad academic excellence, and internationally renowned faculty and alumni. Illinois serves the world by creating knowledge, preparing students for lives of impact, and finding solutions to critical societal needs.

教学大纲 - 您将从这门课程中学到什么

内容评分96%（4,157 个评分）

周

周 1

完成时间为 2 小时

Orientation

完成时间为 2 小时

2 个视频（总计 4 分钟）, 5 个阅读材料, 2 个测验

2 个视频

Instructor Welcome2分钟

Course Overview1分钟

5 个阅读材料

Course Syllabus10分钟

About the Discussion Forums10分钟

Social Media10分钟

Updating Your Profile10分钟

About the Financial Literacy Quiz Pretest10分钟

2 个练习

Orientation Quiz30分钟

Financial Literacy Pretest30分钟

完成时间为 3 小时

Module 1: Setting Financial Goals and Assessing Your Situation

In this module, you'll explore the "personal" in personal finance, use financial tools to assess where you are currently with your finances, and begin setting goals for where you'd like to be in the future.

完成时间为 3 小时

7 个视频（总计 41 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Street Interview: If Money Were No Object...2分钟

Lecture: Dream Big5分钟

Vignette: Belize for Spring Break?2分钟

Lecture: What Influences Our Financial Decisions?11分钟

Vignette: Education, Retirement, or Fun?3分钟

Lecture: Where Are You Now?9分钟

Lecture: Turning Dreams into Goals7分钟

2 个阅读材料

Module 1 Overview10分钟

Reading: Exploring Money Personalities Further10分钟

1 个练习

Module 1: Financial Goals & Assessing Your Situation Quiz30分钟

周

周 2

完成时间为 3 小时

Module 2: Budgeting and Cash Flow Management

In this module, we will discuss the importance of budgeting in the financial planning and management process, and resources available for cash flow management. Learners will be exposed to the basic process of budgeting, a panel discussion with practicing investment advisors, and a comparative discussion of the more common tools and methods for managing cash flows.

完成时间为 3 小时

8 个视频（总计 60 分钟）, 1 个阅读材料, 2 个测验

8 个视频

Street Interview: Do You Keep Track of Your Monthly Expenses?2分钟

Lecture: Budgeting Overview14分钟

Street Interview: How Can You Avoid Overspending?2分钟

Interview: Investment Advisor Interview7分钟

Vignette: Creating a Budget2分钟

Lecture: Financial Services14分钟

Lecture: Alternatives to Cash14分钟

Street Interview: What Are the Pros and Cons of Using a Credit Card?2分钟

1 个阅读材料

Module 2 Overview10分钟

1 个练习

Module 2: Budgeting and Cash Flow Management Quiz30分钟

完成时间为 2 小时

Module 3: Saving Strategies

In this module you'll have the opportunity to explore best practices for building a saving habit and discuss barriers to saving. Mental accounting will be introduced and considered in terms of how it can affect saving behavior.

完成时间为 2 小时

7 个视频（总计 40 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Street Interview: Do You Set Aside Money for Emergencies?1分钟

Lecture: Why Save Money?8分钟

Lecture: How to Start Saving Money10分钟

Vignette: Set a Savings Goal2分钟

Lecture: Build a Savings Habit5分钟

Street Interview: What Are Some Barriers to Saving Money?1分钟

Lecture: Barriers to Saving8分钟

2 个阅读材料

Module 3 Overview10分钟

Reading: America Saves15分钟

1 个练习

Module 3: Saving Strategies30分钟

完成时间为 1 小时

Module 4: The Time Value of Money

Understanding why the time value of money is a very important concept -- so important it has its own module!

完成时间为 1 小时

1 个视频（总计 14 分钟）, 1 个阅读材料, 1 个测验

1 个视频

Lecture: Time Value of Money14分钟

1 个阅读材料

Module 4 Overview10分钟

1 个练习

Module 4: Time Value of Money30分钟

周

周 3

完成时间为 2 小时

Module 5: Borrowing and Credit

The ability to use debt and credit to finance purchases has its advantages and disadvantages. Understanding topics related to loan repayment and how your borrowing and credit use behavior may impact your credit report is critical for being able to have access to debt and credit use in the future.

完成时间为 2 小时

11 个视频（总计 59 分钟）, 1 个阅读材料, 1 个测验

11 个视频

Lecture: Loans and Consumer Credit5分钟

Lecture: Borrowing and Credit: Pros and Cons8分钟

Lecture: Loan Amortization Part One5分钟

Lecture: Loan Amortization Part Two6分钟

Lecture: Loan Amortization Part Three5分钟

Vignette: What Is a Credit Report?2分钟

Lecture: Credit Reports10分钟

Lecture: Credit Scores9分钟

Loan Denial Testimonial: Bad Credit History1分钟

Loan Denial Testimonial: No Credit History1分钟

Loan Denial Testimonial: Identity Theft1分钟

1 个阅读材料

Module 5 Overview10分钟

1 个练习

Module 5: Borrowing and Credit30分钟

完成时间为 2 小时

Module 6: Investing

In this module you'll be introduced to investment terms and key investment strategies. This foundation will allow you to better understand investment choices and information that you'll encounter throughout your life.

完成时间为 2 小时

7 个视频（总计 48 分钟）, 2 个阅读材料, 1 个测验

7 个视频

Street Interview: How Would You Invest $100,000?1分钟

Lecture: Introduction to Investing Terms13分钟

Lecture: Understanding Investment Risk6分钟

Street Interview: What Does It Mean to Diversify Investments?1分钟

Lecture: Diversify Your Investments9分钟

Vignette: When to Start Saving for Retirement?2分钟

Lecture: Investing Tips for Young Adults13分钟

2 个阅读材料

Module 6 Overview10分钟

Building on Your Knowledge10分钟

1 个练习

Module 6 Investing30分钟

周

周 4

完成时间为 3 小时

Module 7: Risk Management

This module covers risk related topics related to insurance, and introduces learners to the concept of personal risk tolerance and how it might impact individualized risk management strategies.

完成时间为 3 小时

7 个视频（总计 68 分钟）, 2 个阅读材料, 2 个测验

7 个视频

Lecture: Risk Management Overview11分钟

Street Interview: Why Do You Buy Insurance?1分钟

Lecture: Insurance Basics21分钟

Street Interview: What Determines the Cost of Insurance?1分钟

Lecture: Life Insurance13分钟

Vignette: Are You Ready for Life Insurance?4分钟

Lecture: Insurance Risk Panel Discussion15分钟

2 个阅读材料

Module 7 Overview10分钟

Financial Literacy Quiz5分钟

2 个练习

Post-Test Financial Literacy30分钟

Risk Management Quiz30分钟

完成时间为 2 小时

Module 8: Financial Planning as a Career

The module provides an overview of the career opportunities in financial planning. You will get to see what it is like to engage and assist people (clients) from a variety of walks-of life. This module is optional in terms of completion of the course certificate. There is no required assignment in this module.

完成时间为 2 小时

8 个视频（总计 57 分钟）, 2 个阅读材料, 1 个测验

8 个视频

Street Interview: What Does a Financial Planner Do?1分钟

Lecture: Financial Planning as a Career Part One8分钟

Mock-Up Video: Middle-Age Couple Meeting with a Financial Planner3分钟

Mock-Up Video: Young Client Meeting with a Financial Planner3分钟

Lecture: Financial Planning as a Career Part Two20分钟

Interview: Interview with a Financial Planner Video One8分钟

Interview: Interview with a Financial Planner Video Two7分钟

I Am A CFP® Pro: Campaign Spokepeople2分钟

2 个阅读材料

Module 8 Overview10分钟

CFPPro.org10分钟

1 个练习

Financial Planning as a Career Quiz30分钟

常见问题

我什么时候能够访问课程视频和作业？
讲座和作业的访问权限取决于您的注册类型。如果您以旁听模式参加课程，则可以免费查看大多数课程资料。要访问评分作业并获得证书，您需要在旁听期间或之后购买证书体验。如果看不到旁听选项：
课程可能不提供旁听选项。您可以尝试免费试用，也可以申请助学金。
课程可能会改为提供'完整课程，没有证书'。通过此选项，您可以查看所有课程材料、提交所要求的作业，以及获得最终成绩。这也意味着您将无法购买证书体验。
我购买证书后会得到什么？
您购买证书后，将有权访问所有课程材料，包括评分作业。完成课程后，您的电子课程证书将添加到您的成就页中，您可以通过该页打印您的课程证书或将其添加到您的领英档案中。如果您只想阅读和查看课程内容，可以免费旁听课程。
Is financial aid available?
是的，Coursera 可以向无法承担学费的学生提供助学金。点击左侧‘注册’按钮下的‘助学金’链接即可申请助学金。您可以根据屏幕提示完成申请，申请获批后会收到通知。了解详情。
完成课程后，我会获得大学学分吗？
此课程不提供大学学分，但部分大学可能会选择接受课程证书作为学分。查看您的合作院校，了解详情。Coursera 上的在线学位和 Mastertrack™ 证书提供获得大学学分的机会。

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青少年金融规划