[SOUND] Welcome to lesson five. We have now taken the professional athlete through his or her peak production years. What we need to talk about now in the evolution of the representing of the professional athlete is income protection and life after retirement. Can't think of a better expert than to start with Jim Convertino. Good friend, good colleague. Jim is a protection expert in the insurance area. You'll hear him talk to us about how he had to fire LeBron because LeBron wouldn't listen to him early in his career. We'll hear him talk about how do you protect the athlete against him or herself? How do you make sure all the insurance protections are in place? Even, how do you protect name image likeness rights? How do you protect social media insurance? How do you protect against disability insurance, such as you can? What areas, in terms of excess protection, might be required? This is an area that only an expert like Jim could speak to. He's nationally, internationally renowned as the biggest practice in income protection of anybody that I know. And I think you'll find it very interesting. And again, as always, we'll be very interested in hearing what you have to say about whether that's too much insurance or not enough insurance. And hey, if you're representing the athlete, when are you spending too much on insurance? Why do I need a disability policy? I'm going to play forever. Those are the kinds of questions we'll be considering. Next, after that, we'll be looking at probably the hardest part of any of the lessons, and that is career ending injuries in the context of concussion related brain trauma. We're going to welcome the leading expert in the field Chris Nowinski, the co-founder of the Sports Legacy Institute. You'll hear him talk about the various class actions that have been brought against the NCAA. The Arrington being the named class action plaintiff in that context. We'll talk about the NFL concussion cases. We'll ask you to make the call. After hearing what Chris has to say about brain trauma, we'll play act. Well, what should Dan Marino do? Should he be in or out of that class action? What should somebody like Jim McMahon do? We'll talk to Chris about Jim McMahon. He's a good friend. We'll also look at some other examples of an athlete who acts out. Who engages, perhaps, due to that which has happened in terms of brain trauma in ways that are inappropriate. I'm sure you'll all be familiar with the Richie Incognito, Jonathan Martin situation. That's one that we'll talk about, as well as the Ray Rice situation with his now wife. As always, at the end, we'll wrap up. We'll have a preview of our next lesson. But most importantly, we'll have our learning objectives test. We'll have an important post for you to consider. And, multiple choice questions that'll ring the changes on these themes. To make sure you and I are interacting and understanding what we're trying to get across to you as you simulate representing a professional athlete through his post-retirement years. How do you protect the income? And then, we'll finish off with those professional athletes in lesson six who have the longest professional lives, tennis and golf. And see how important some of these protection mechanisms are for them. And what's life like after retirement for some of the largest income producers in all the sports, those being in tennis and golf. So, please stay with us through lesson five. And we appreciate your attention, and look forward to communicating with you through the posts between now and lesson six. [SOUND]